Living In The Future

I sometimes get upset with people who tell me to live in the present moment.  Don't they know that we have to plan for the future, keep organized or else there will be chaos and disaster awaiting our lack of planning and anticipating possible future outcomes?  A wise person told me, "Living in the today, does not mean we do not give any thought to the future.  We just don't have to live there."  How upset I can become at future events that might not ever happen.  Sometimes, I lack energy for the now moment because I am too emotional about the future.  Good grief!